To keep €3,000 a month in a liberal profession, single and with no other income, you need to collect €53,500 over the year. Contributions, the training levy and income tax take €17,500 of it back.
With five weeks of holiday and public holidays taken out, you have 227 days left to invoice in 2026. Your rate therefore cannot go below €236 a day, excluding VAT.
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It sets your contribution rate and the share of your turnover that gets taxed.
Information verified on October 1, 2026. Indicative calculator with no legal force. The figures it applies are taken from official sources and dated: only your tax notice and the tax authorities are binding.
The official pages where we read the rules and amounts applied here.
Your contributions are taken on everything you collect, and tax on the share the allowance leaves taxable. To keep one euro you need to collect more, and all the more so when your contributions are heavy:
In a micro-entreprise nothing is deducted. The flat allowance stands in for expenses for tax purposes, but your contributions apply to your whole turnover. A €50 monthly subscription therefore costs you more than €600 a year: in a liberal profession, to keep €3,000 a month, you need to collect €1,103 more over the year, or €5 more per invoiced day.
In 2026 the year has 261 days from Monday to Friday. Before invoicing a single one, take out:
Above €83,600 collected two years in a row, in services as in liberal professions, you leave the micro-entreprise for the standard regime. For a single person in a liberal profession with no expenses, that ceiling leaves at most €4,365 a month. If you aim higher, look into moving to the standard regime.
Below €37,500 of turnover, your invoices carry no VAT. Above it, VAT is added to your rate: from the following 1 January, or from the day you pass €41,250 within the year. For a business client, who recovers it, nothing changes. A private client pays it.
| You want to keep each month | Turnover over the year | Rate per day |
|---|---|---|
| €2,000 | €35,268 | €195 |
| €2,500 | €44,694 | €247 |
| €3,000 | €55,706 | €308 |
| €3,500 | €66,736 | €369 |
| €4,000 | €77,765 | €430 |
Liberal profession, single with no other income, tax on the scale, €100 of expenses a month, four invoiced days a week and five weeks without invoicing in 2026, i.e. 181 days. Above €41,250 of turnover, these rates exclude VAT.
Hugo is a web developer in a liberal profession. He wants to keep €3,000 a month once his €150 of monthly software and equipment is paid.
He invoices four days a week, keeps the fifth for prospecting, and spends six weeks without invoicing: that leaves him 177 days in 2026.
He needs to collect €56,809 over the year, including €14,543 of contributions and €4,352 of tax. His rate: €321 a day.
Then he moves in with someone earning €40,000 a year, and they file jointly. The tax his activity costs rises to €9,676, and his rate to €362 a day.
To keep the same amount, Hugo has to ask for €41 more a day: his partner's salary pushed up his tax band.
It pays what an employer would pay for you. Your contributions, your holidays, public holidays and the days without a client.
Check whether the flat-rate tax payment would leave you more. The dedicated comparator settles your case.
In the first year, ACRE cuts your contributions. Your rate can start lower, as long as you raise it afterwards.
Announce it excluding VAT from the start. The day you pass the exemption, your business clients see no change.
Round it up. €5 more a day makes €905 over 181 days.
Review it every 1 January, when rates and the tax scale change.
A micro-entrepreneur's day rate is far higher than a salary divided by twenty days, because an employee is paid for twelve months, holidays and public holidays included, whereas you are only paid for the days you invoice. Your rate also has to cover what an employer pays on an employee's behalf: contributions, and the days spent finding clients.
In 2026, under the VAT exemption, your invoices as a micro-entrepreneur providing services carry no VAT up to €37,500 collected in the year: your rate is the price paid. Above that, you charge VAT on top. Announcing a rate excluding VAT from the outset saves you renegotiating with business clients the day you cross the threshold.
In 2026, a year has 261 days from Monday to Friday, 9 of them public holidays: that is the starting point for counting your billable days. Take out five weeks of holiday and 227 remain. If one day a week goes on prospecting and admin, only 181 are left.
When your income goal goes beyond what the micro-entreprise ceiling allows, €83,600 in 2026 for services and liberal professions, no rate is shown. Above that ceiling collected two years in a row, you move to the standard regime, where contributions are based on your profit rather than your turnover. Instead, the result gives you the most a micro can leave you each month.
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